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With this calculator, you can find several things: The payment that would deplete the fund in a given number of years. The number of years your investment will generate payments at your specified return.

To calculate, just select the initial payment interval you desire and fill in any 3 other boxes.

Find out more about how debt consolidation loans work, then get free debt advice before you make a decision.

If you’ve got lots of different debts and you’re struggling to keep up with repayments, you can merge them together into one loan to lower your monthly payments.

The period of time when an investor builds up the value of their investment through savings. When a person invests money in an annuity for the purpose of providing income for retirement they are at the accumulation period of the annuity's lifespan.

The more invested during the accumulation phase, the more will be received during the annuitization phase.2.

Postponing consumption by saving during an accumulation period will most often increase the amount of consumption one will be able to have later.

The earlier the accumulation period is in your life, the more advantages you will have, such as compounding interest and protection from business cycles.

Another common example is a mortgage or car loan, where you borrow money and must repay the loan with a series of fixed monthly payments.You might be offered a secured loan if you owe a lot of money or if you have a poor credit history.You should get free debt advice before you consider taking out a secured debt consolidation loan, as they’ll not be right for everyone and you could just be storing up trouble or putting off the inevitable.Keep your family more informed today and prevent sending your heirs on a financial scavenger hunt.Make it simpler for financial specialists to stay up to date too.

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